Archive for December, 2011

How to Get New Construction Insurance

Insurance for Dummies
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Although most people think of paying for home insurance once they own a home, it may not cross your mind to carry insurance while your new home is being built. Due to the fact that a building under construction is susceptible to a lot of potential problems, you should consider taking out a policy to protect yourself in the event something happens. The same applies to the construction of a commercial building. Following are a few tips on how to get new construction insurance.

Builder’s Risk Insurance

Frequently called builder’s risk insurance, a policy that will protect your building as it goes up, along with the material used to build it, against damage or theft is necessary unless you’re able to incur a lot of out-of-pocket expense if trouble develops. A builder’s risk policy will protect you against loss due to fire, storm damage, or other problems… Read more »

Caloric Restriction Diets and Anti-Inflammatory Responses

As more people step across the threshold from youth to old age, there is a growing interest in age management medicine and the science of longevity and aging gracefully. There is mounting evidence that caloric restriction can actually reduce the inflammation associated with a variety of diseases that are associated with old age. Inflammation has been implicated as a major cause in cardiovascular issues like heart attack and atherosclerosis. A host of other autoimmune diseases like lupus, diabetes, and rheumatoid arthritis involve inflammation as well and can be brought under control to some extent using caloric restriction diets.

Inflammation can be a helpful response in the body when there are invading pathogens that need to be destroyed. But inflammation can also be harmful. More and more studies are starting to show that a low-level, chronic inflammation in the body at the molecular and cellular level may be responsible for the… Read more »

Managing Life and Retirement in the Sandwich Generation

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Back when we were kids, our parents took care of everything. They fed us, clothed us, got us to school, read to us and took us on family road trips. Above all, they made sure we always felt loved.

Somewhere along the way, we became parents ourselves. We started repeating the things our parents did by taking good care of our little ones.

And somewhere along the way, our parents grew older, too. For some of us, the aging of our parents has given rise to new responsibilities. In fact, there’s an entire generation of caregivers out there charged with the task of caring for both their children and their parents.

Dubbed the “Sandwich Generation,” these caregivers have the month of July devoted to them as Sandwich Generation Month, according to the National Special Events Registry. But even with a special month of recognition, are these caregivers getting the… Read more »